/r/personalfinance

Personal Finance

Learn about personal finance: budgeting, saving, getting out of debt, building credit, investing, and planning for retirement. Please join our community focused on financial education and helping each other!

View /r/personalfinance on Reddit.

Last updated 1 week, 4 days ago.



200+

Posts

1.62M+

Score

177.3k+

Comments

93%

Upvoted







Top posts from /r/personalfinance

Karma Comments Title
27,111 1,520 Be careful what you say in public
submitted 4 months, 1 week ago
22,991 965 I mde a spreadsheet for people who dont know how to budget! Ver. 2.0
submitted 1 month, 2 weeks ago
20,730 1,518 Claims are now being accepted for the 2017 Equifax breach - you could receive $125 or more.
submitted 4 months, 3 weeks ago
19,191 1,095 To all the graduating high school seniors and those turning 18 - Get a bank account that's only in your name.
submitted 6 months, 3 weeks ago
16,848 2,099 Never look at monthly payments. Negotiate on the final price.
submitted 4 months, 2 weeks ago
14,503 644 My fiancé just got unexpectedly fired today and we're both now reminded why r/personalfinance is always insisting on trying to live off one income.
submitted 6 months, 1 week ago
14,246 1,572 Be wary of dental chains that offer cheap New Patient Exams/Cleanings
submitted 3 months, 2 weeks ago
13,558 1,460 This article perfectly shows how Uber and Lyft are taking advantage of drivers that don't understand the real costs of the business.
submitted 2 months ago
13,123 801 Check your email, the scumbags at Equifax will disallow your claim unless you amend it by Oct 15.
submitted 3 months ago
12,940 540 Checking my builder's home warranty saved me $38,000 on repairs
submitted 3 months, 3 weeks ago
12,644 514 Paying attention to my 401k saved my company's employees ~$92,000
submitted 4 months, 3 weeks ago
12,148 2,149 I have worked at my current job less than a year, but I just recieved another offer for $13K greater salary and better benefits
submitted 3 months, 2 weeks ago
11,256 523 Get familiar with your utility bills and pay attention to trends - they can save you TENS of thousands of dollars!
submitted 5 months, 1 week ago
9,953 1,613 Stop freaking out about "the recession"
submitted 4 months ago
9,720 1,346 Gave a two month notice I was leaving my company, was told it was unprofessional. Advice?
submitted 6 months ago
9,473 2,162 Things I wish I'd done in my 20's
submitted 3 months, 3 weeks ago
9,470 565 Ordered something online, UPS delivered to wrong address, package was refused, company wont refund me even though it wasn't my fault and it's being returned within their time frame of allowing returns. Can I refute the charge on my card?
submitted 4 months ago
9,088 480 Amazon seller fraudulently used my husband's SSN and now the IRS wants us to pay taxes on income they generated selling.
submitted 4 months, 2 weeks ago
8,579 843 My mom died suddenly and I found shed opened a bunch of credit cards in my name.
submitted 3 months, 3 weeks ago
8,421 433 If someone calls representing a bank , etc. Hang up and call their official number !
submitted 4 months, 3 weeks ago
8,089 2,051 Opinion - every possible everyday expense should be put on credit cards with the intention of paying in full every month.
submitted 6 months ago
7,666 164 Update to post about ruined finances from my wife’s profligate spending
submitted 6 months, 2 weeks ago
7,542 618 Gym sold my bank account to another gym, $500 charge
submitted 2 months, 1 week ago
7,263 1,061 Discovered I make $1.50 more an hour than new hires - after being at the job for 7 years.
submitted 2 months, 2 weeks ago
7,052 540 With Amazon Prime Day coming up, please understand that you arent saving money on buying shit you didnt need.
submitted 5 months ago
6,994 1,217 Scam emails from Synchrony Bank and/or Amazon Credit Builder
submitted 2 weeks, 4 days ago
6,967 986 I low-balled my "desired salary" for a position I'm applying to, not realizing that the norm was a fair bit higher. They've requested an interview. Would it be okay to raise my desired salary if it comes up?
submitted 3 months, 2 weeks ago
6,672 1,197 What I wish people told me before I got $16,000 in CC debt
submitted 5 months, 2 weeks ago
6,657 785 You don’t always need to buy a new car to get the latest features.
submitted 5 months, 4 weeks ago
6,568 461 After payroll provider collapses, banks drain employee accounts
submitted 3 months ago
6,534 990 I'm being asked to pay for my own stay on business travel over the weekends. This can't be right?
submitted 2 months, 3 weeks ago
6,440 2,401 Is it okay to NEVER want to own a house?
submitted 2 months, 3 weeks ago
6,329 515 Nearly lost entire house downpayment to a scammer: Verify your wires!
submitted 6 months, 2 weeks ago
6,123 707 If you use Alexa, make sure "she" didn't subscribe you to AmazonMusic Unlimited without your knowledge!
submitted 5 months, 3 weeks ago
6,122 1,155 Keeping a Car in Storage for Five Years (for an 11 year old)
submitted 6 months, 2 weeks ago
6,116 307 ALWAYS save your position's job posting and offer letter to negotiate a raise in the future!
submitted 3 months, 4 weeks ago
5,999 467 I booked a non-refundable hotel room. When I arrived it was riddled with mold - and I'm quite sensitive (runny nose, itchy eyes). I asked to switch rooms, same issue. I left and stayed elsewhere. The hotel refuses to reimburse me. What can I do?
submitted 4 months, 4 weeks ago
5,958 540 "We are living longer. The bad news is that we can’t really afford it." Article in the Independent
submitted 5 months ago
5,726 931 Chase just added binding arbitration to credit cards, reject by 8/10 or be stuck with it
submitted 6 months, 2 weeks ago
5,232 530 Sallie Mae has raised my interest rate to a ludicrous rate and are not informing me why and are straight up ignoring my questions. I need advice on how to battle this or some good loan consolidation options.
submitted 3 months ago
5,210 568 Gave My Two Week Notice At Work And They Counter Offered With More Time And Helping Me Find Better Job.
submitted 2 months, 3 weeks ago
5,172 1,252 Is my mom right about making me save 10k before moving out?
submitted 6 months ago
5,135 242 I am autistic and have difficulty discussing complex matters through text. I need the phone. The IRS system will not let me through to a human. What can I do?
submitted 4 months, 1 week ago
5,132 368 If you are moving/just moved, make sure you sign up for the Amazon Move discount
submitted 4 months, 4 weeks ago
5,076 297 I made a Google Sheet to replace Quicken
submitted 5 months, 3 weeks ago
5,075 632 How can I 19 year old be financially educated in learning to invest in stocks, shares and mutual funds
submitted 2 months, 1 week ago
5,016 1,837 Is living on 13$ a day possible?
submitted 2 months, 3 weeks ago
4,916 84 Check for $1900 that isn’t mine was deposited into my account.
submitted 4 months, 1 week ago
4,764 710 Discussing salary is a good idea
submitted 3 months, 3 weeks ago
4,539 486 Don't spend your health trying to save money. A friendly reminder.
submitted 5 months ago